Orca Homes have purchased many homes from sellers in pre-foreclosure situations, and if you find yourself on the brink of foreclosure, even if an auction date is set, Orca Homes can help.  Because Orca Homes is not a wholesaler or middle-man like some of these other cash-for-house companies are, we can make you an offer and you can walk away from your home with cash in hand. We can make quick turns and beat the foreclosure timeline.  

There are two types of foreclosure: bank foreclosure and county foreclosure. Bank foreclosure is when the homeowner falls behind on the mortgage payments to the bank. After attempts are made to catch back up or work it out, the bank, which legally owns the home, can foreclose on the house in an attempt to recoup the loss. The residents are forced to leave their  property, and the bank takes back ownership. The house will go to auction, and a cash buyer will purchase the home from the bank.  

County foreclosure is when the homeowner has fallen behind in paying property taxes owed to the county or has stopped paying them altogether. The county can file a lien against the house and has the right to foreclose on the house to collect the back taxes. Similar to the bank foreclosure, the county will set a date and hold an auction for the house.  

It can be disheartening, stressful, and confusing facing either or both of these foreclosure situations. However, Orca Homes, because of our quick, straightforward, and simple method,  can usually beat the foreclosure auction timeline and you can walk away with cash in hand away from the foreclosure scenario. Even if your house needs repairs, we’ll buy it as-is. We make a cash offer for your home, and when you accept it, we pay the mortgage and back taxes owed, and you’re off the hook. If you are facing foreclosure, and feel like you’re running out of options, call Orca Homes today and we’ll help you get back on your feet.